Underwriters

Royal & Sun Alliance for Home Owners & Landlords Insurance

Operating in the UK since 1710, RSA is one of the world's leading multinational quoted insurance groups. It has the capability to write business in over 130 countries and with major operations in the UK, Scandinavia, Canada, Ireland, Asia and the Middle East and Latin America. Focusing on general insurance, it has around 21,000 employees and net written premiums in 2009 totalled £6,737M.

Within the UK, RSA is the second largest insurer in Commercial lines and the third largest insurer in Personal lines.

Source: http://www.rsagroup.com/rsa/pages/aboutus/groupfacts

Aviva plc for MortgageProtector (MPPI for new borrowers, including re-mortgages)

Aviva is the world's sixth-largest* insurance group and the largest insurance services provider in the UK. They are one of the leading providers of life and pension products in Europe and are actively growing our long-term savings businesses in Asia Pacific and the USA.

Aviva's main activities are long-term savings, fund management and general insurance** and have premium income and investment sales of £45.1 billion# and £379 billion# of funds under management. Aviva have 46,000 employees serving over 53 million customers in 28 countries around the world.

Aviva Insurance Limited is an Aviva group company.

Source: http://www.aviva.com/about-us/group-at-a-glance/

* Based on gross worldwide premiums for the year ended 31 December 2009.
** Typically includes motor, household, creditor, health, commercial motor, commercial property and commercial liability insurance.
# For the year ended 31 December 2009.

Pinnacle Insurance for MortgageProtector Solo (MPPI for existing borrowers)

Cardif Pinnacle is the UK insurance arm of banking group BNP Paribas, a European leader in global financial services and one of the strongest banks in the world. Formed in 1971 as Pinnacle Insurance Company Ltd, over the years they've established themselves as a leading specialist provider of Protection and Investment solutions.

They're a preferred partner to 299 of the UK's leading Banks, Building Societies, Finance Houses, Insurance Companies and Intermediaries. They currently employ approximately 800 staff in the UK and Ireland.

Cardif Pinnacle is a subsidiary of BNP Paribas Assurance, a worldwide provider of insurance and savings products with an AM Best financial strength rating of A+ (superior) and a Standard and Poor's credit rating of BBB+. Key trading entities, Cardif Assurance Vie and Cardif-Assurances Risques Divers, have an S&P rating of AA. Cardif Pinnacle is a trading style of Pinnacle Insurance plc.

Source: http://www.cardifpinnacle.com/content/about-us.php

DAS Legal Expenses Insurance Company Limited for Home Emergency & Legal Expenses Cover

Since their formation in 1975, DAS has become firmly established as the clear leader within the legal expenses insurance market. They provide access to justice for millions of people and, as a result, have become one of the UK's leading non-life insurers.

Their products are supported by a range of advice, assistance and claims management solutions. Underpinning all this is a strict adherence to quality, as demonstrated by their ISO 9001 accreditation and Investor in People status.

DAS Legal Expenses Insurance Company Limited is authorised and regulated by the Financial Services Authority.

Source: http://www.das.co.uk/aboutus.asp

© Paymentshield Limited, 2011

Paymentshield Limited (registered number 02728936) is a company registered in England and Wales at Paymentshield House, Southport Business Park, Wight Moss Way, Southport, PR8 4HQ. Telephone calls may be recorded for security purposes and monitored under our quality control procedures

Paymentshield Limited is authorised and regulated by the Financial Services Authority (FSA) under registration No. 312708. See www.fsa.gov.uk/register for further details