Specifying Valuable Items

If specified on your certificate of insurance, the most we will pay for any individual item is £15,000.

The most you can claim for any individual item is £5,000 unless the item is specified on your certificate of insurance. We will require a receipt, original valuation or suitable proof of purchase at the point of claim for any item that exceeds £250 in value.

You can only claim up to £1,500 per item for jewellery, gold and silver articles, furs, clocks, watches, pictures, other works of art, sculptures and collections of stamps, medals and coins unless they are specified on your certificate of insurance. We will require a receipt or valuation for these items in the event of a claim.

Buildings & Contents Insurance is underwritten by Royal & Sun Alliance Insurance plc

For the full policy conditions, including restrictions and exclusions, please always refer to your Policy Document provided with your certificate of insurance. You can also download a copy.

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