An overview of our standard insurance cover

Buy your Landlords Buildings and Contents Insurance with Paymentshield through your financial intermediary.

You have a choice of Insurance options including:

  • Buildings only cover
  • Buildings & Contents combined

Landlords Buildings & Contents Insurance is especially designed to provide household insurance where you are a private individual and the property that you own is rented out under a single tenancy agreement.

Buildings are insured up to a maximum of £300,000. Contents are insured up to a maximum cover limit of £40,000 if the property is rented out on a furnished basis. If the property is rented out on an unfurnished basis, contents are insured up to a maximum cover limit of £10,000.

Subject to the standard policy conditions (and sum insured limits), you are covered if your buildings and/or contents (where selected) are damaged by:

  • Fire, smoke, explosion, lightning or earthquake
  • Riots, civil commotion, labour and political disturbances or strikes
  • Malicious damage, vandalism, theft or attempted theft
  • Storm or flood
  • Impact or collision
  • Subsidence or heave
  • Escape of water or oil

The total number of buildings owned by you and insured by us under the policy shall not exceed ten.

Landlords Buildings & Contents Insurance is underwritten by Royal & Sun Alliance Insurance plc

For the full policy conditions, including restrictions and exclusions, please always refer to your Policy Document provided with your certificate of insurance. You can also download a copy.

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© Paymentshield Limited, 2010 - Authorised and regulated by the Financial Services Authority.