An overview of our standard insurance cover

Buy your Landlords Buildings and Contents Insurance with Paymentshield through your financial intermediary.

You have a choice of Insurance options including:

• Buildings only cover
• Buildings & Contents combined

Landlords Buildings & Contents Insurance is especially designed to provide household insurance where you are a private individual and the property that you own is rented out under a single tenancy agreement.

Buildings are insured up to a maximum of £300,000. Contents are insured up to a maximum cover limit of £40,000 if the property is rented out on a furnished basis. If the property is rented out on an unfurnished basis, contents are insured up to a maximum cover limit of £10,000.

Subject to the standard policy conditions (and sum insured limits), you are covered if your buildings and/or contents (where selected) are damaged by:

• Fire, smoke, explosion, lightning or earthquake
• Riots, civil commotion, labour and political disturbances or strikes
• Malicious damage, vandalism, theft or attempted theft
• Storm or flood
• Impact or collision
• Subsidence or heave
• Escape of water or oil

The total number of buildings owned by you and insured by us under the policy shall not exceed ten.

Full Terms & Conditions [pdf 144KB]

For the full policy conditions, including restrictions and exclusions, please always refer to your policy Terms and Conditions booklet, which is included with your certificate of insurance.