Eligibility For Cover
You are eligible for cover under the policy if:
- You are at least 18 and under 65 years of age and permanently reside in the United Kingdom
- You currently work in a business that is situated in the United Kingdom (including the Channel Islands and Isle of Man)
- You are taking out the policy to protect your mortgage on the private residential property you live in
- You agree to keep to the policy terms and conditions
- You are actively working for a minimum of 16 hours a week
You are not eligible for cover under the policy if:
- You are not personally named on the Mortgage Agreement
- You are acting as a guarantor on the mortgage
- You know of any circumstances that may result in you becoming unemployed
- Your work is of a casual, temporary or seasonal nature
- You work is casual, temporary or seasonal (including work for a temporary employment agency)
- Unemployment is a regular feature of your particular job
- You are currently unable to work due to a disability. This clause does not apply if you are on maternity leave, paternity leave, adoption leave or parental leave.
MortgageProtector is underwritten by Aviva Insurance Limited
MortgageProtector Solo is underwritten by Pinnacle Insurance plc
For the full policy conditions, including restrictions and exclusions, please always refer to your Policy Document provided with your certificate of insurance. You can also download a copy.