B&C Product Insurance Checklist

Buildings Insurance
yes £300,000 Buildings Insurance
yes £500,000 Buildings Insurance with Buildings Extra
yes Up to £2,000,000 Property Owner's/Personal Liability Cover
yes Up to £2,000 for loss or damage to your customer's trees, shrubs, plants, hedges and lawn
Contents Insurance
yes £40,000 Contents Insurance
yes £60,000 Contents Cover with Contents Extra
yes Up to £5,000 for unspecified items
yes Up to £2,000 per item for jewellery, gold and silver articles, furs, clocks, watches, pictures, other works of art, sculptures and collections of stamps, medals or coins unless specified
yes Up to £15,000 for specified items & valuables
yes Business equipment covered if your customer works from home
yes Up to £2,500 for items in the garage or outbuildings belonging to the home
yes Up to £250 for theft of money
yes Up to £500 for unauthorised credit card use
yes Replacement of food from freezer that has been spoilt by accidental change in temperature
yes Up to £500 for loss or damage to contents in the open within the grounds of the home
yes Replacement items are settled on a new for old basis if they cannot be economically repaired
Personal Possessions (Optional Extra)
yes Up to £10,000
yes Up to £15,000 with Contents Extra
yes Up to £250 to replace mobile telephone
yes Up to £250 to replace spectacles
yes Up to £500 cover for private pedal cycles
Home Emergency Cover (Optional Extra)
yes Up to £500 including VAT for the cost of a qualified person chosen by us to deal with the emergency in respect of call out charges, labour and materials
yes Up to £100 for accommodation and transport in the event the property becomes uninhabitable and remains so overnight
Legal Expenses Cover (Optional Extra)
yes Up to £50,000 per insured incident

Main Exclusions

  • Any loss or damage to buildings caused by wet rot or dry rot
  • Storm or flood damage to fences, hedges and gates
  • Loss or damage by some events which occurs after the insured property has been unoccupied for more than 60 days
  • £200 Excess Payment for Escape of water or oil, Personal Possessions and Accidental Damage or the excess stated in your certificate, whichever is the greater

Please refer to the policy document for the full Terms and Conditions.

For more information, please do not hesitate to contact our Intermediary Sales Team on:
T: 08450 615 700
F: 08450 615 701
E: ist@paymentshield.co.uk

This page is intended solely for the attention of Directly Authorised or Exempt Firms as defined by the Financial Services Authority.

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© Paymentshield Limited, 2010 - Authorised and regulated by the Financial Services Authority.