Landlords Buildings & Contents Insurance Checklist
| yes |
£300,000 Buildings Insurance |
| yes |
£40,000 Contents Cover when rented as furnished |
| yes |
£10,000 Contents Cover when rented as unfurnished |
| yes |
Up to 15% of Buildings sum insured for loss of rent receivable |
| yes |
Up to 15% of Buildings sum insured for alternative accommodation for tenants |
| yes |
Up to £1000 for accidental damage to locks |
| yes |
Up to £1000 for theft of keys to external doors |
| yes |
Up to £1000 for unauthorised use of metered electricity, gas or water |
| yes |
Up to £5,000 for loss or damage to Landlords contents in communal areas |
| yes |
Up to 90 Days cover between Tenancies |
| yes |
Up to 10 policies allowed per Landlord |
| yes |
Home Emergency Helpline |
| yes |
Legal Advice Helpline |
| yes |
Cover for Students |
| yes |
Cover for persons who fund their rent through the Benefits Agency |
| yes |
Multiple occupancy, allowed up to 6 tenants |
Main Exclusions
- Any loss or damage to buildings caused by wet rot or dry rot
- Storm or flood damage to fences, hedges and gates
- Loss or damage by some events which occurs after the insured property has been unoccupied for more than 90 days
- £200 Excess Payment for Escape of water or oil, Personal Possessions and Accidental Damage or the excess stated in your certificate, whichever is the greater
Please refer to the policy document for the full Terms and Conditions.
If you require any further help or information please call our Broker Support Team on:
T: 0845 0615 100
E: brokers@paymentshield.co.uk
Lines are open:
8.00am - 7.00pm, Monday to Friday
8.00am - 1.00pm, Saturday
This page is intended solely for the attention of Directly Authorised or Exempt Firms as defined by the Financial Services Authority.