Landlords Buildings & Contents Insurance Checklist

yes	£300,000 Buildings Insurance
yes	£40,000 Contents Cover when rented as furnished
yes	£10,000 Contents Cover when rented as unfurnished
yes	Up to 15% of Buildings sum insured for loss of rent receivable
yes	Up to 15% of Buildings sum insured for alternative accommodation for tenants
yes	Up to £1000 for accidental damage to locks
yes	Up to £1000 for theft of keys to external doors
yes	Up to £1000 for unauthorised use of metered electricity, gas or water
yes	Up to £5,000 for loss or damage to Landlords contents in communal areas
yes	Up to 90 Days cover between Tenancies
yes	Up to 10 policies allowed per Landlord
yes	Home Emergency Helpline
yes	Legal Advice Helpline
yes	Cover for Students
yes	Cover for persons who fund their rent through the Benefits Agency
yes	Multiple occupancy, allowed up to 6 tenants

Main Exclusions

• Any loss or damage to buildings caused by wet rot or dry rot
• Storm or flood damage to fences, hedges and gates
• Loss or damage by some events which occurs after the insured property has been unoccupied for more than 90 days
• £200 Excess Payment for Escape of water or oil, Personal Possessions and Accidental Damage or the excess stated in your certificate, whichever is the greater

Please refer to the policy document for the full Terms and Conditions.

For more information, please do not hesitate to contact our Intermediary Sales Team on:
T: 08450 615 700
F: 08450 615 701
E: ist@paymentshield.co.uk

This page is intended solely for the attention of Directly Authorised or Exempt Firms as defined by the Financial Services Authority.