Landlords Buildings & Contents Insurance Checklist


yes £300,000 Buildings Insurance
yes £40,000 Contents Cover when rented as furnished
yes £10,000 Contents Cover when rented as unfurnished
yes Up to 15% of Buildings sum insured for loss of rent receivable
yes Up to 15% of Buildings sum insured for alternative accommodation for tenants
yes Up to £1000 for accidental damage to locks
yes Up to £1000 for theft of keys to external doors
yes Up to £1000 for unauthorised use of metered electricity, gas or water
yes Up to £5,000 for loss or damage to Landlords contents in communal areas
yes Up to 90 Days cover between Tenancies
yes Up to 10 policies allowed per Landlord
yes Home Emergency Helpline
yes Legal Advice Helpline
yes Cover for Students
yes Cover for persons who fund their rent through the Benefits Agency
yes Multiple occupancy, allowed up to 6 tenants

Main Exclusions

  • Any loss or damage to buildings caused by wet rot or dry rot
  • Storm or flood damage to fences, hedges and gates
  • Loss or damage by some events which occurs after the insured property has been unoccupied for more than 90 days
  • £200 Excess Payment for Escape of water or oil, Personal Possessions and Accidental Damage or the excess stated in your certificate, whichever is the greater

Please refer to the policy document for the full Terms and Conditions.

If you require any further help or information please call our Broker Support Team on:
T: 0845 0615 100
E: brokers@paymentshield.co.uk
Lines are open:
8.00am - 7.00pm, Monday to Friday
8.00am - 1.00pm, Saturday

This page is intended solely for the attention of Directly Authorised or Exempt Firms as defined by the Financial Services Authority.

© Paymentshield Limited, 2010

Paymentshield Limited (registered number 02728936) is a company registered in England and Wales at Paymentshield House, Southport Business Park, Wight Moss Way, Southport, PR8 4HQ. Telephone calls may be recorded for security purposes and monitored under our quality control procedures

Paymentshield Limited is authorised and regulated by the Financial Services Authority (FSA) under registration No. 312708. See www.fsa.gov.uk/register for further details