Fair Value Assessments
To comply with Financial Conduct Authority regulations every year we carry out a review of each of our products. We assess the delivery of overall fair value for customers, and produce a Fair Value Assessment. Below you will find the latest summarised versions of each of the Fair Value Assessments we’ve carried out, together with our target market statements. The summaries provide a high-level overview of the key metrics and any appropriate actions we’ve felt necessary to put in place in order to improve the product or address any areas where the value to the customer may be adversely impacted.
Note: Whilst we continue to administer our Classic and Panel 1 products, they are no longer available on the market.
The findings of our assessment are grouped by product and can be downloaded as a PDF below:
Home Insurance - FVA

Home Insurance Panel 2 - Fair Value Assessment
Fair Value Assessment product review summary 2023
Download
Home Insurance Panel 1 - Fair Value Assessment
Fair Value Assessment product review summary 2023
Download
Home Insurance Classic - Fair Value Assessment
Fair Value Assessment product review summary 2023
DownloadIncomeshield - FVA

Landlords Insurance - FVA

Landlords Panel 1 - Fair Value Assessment
Fair Value Assessment product review summary 2023
Download
Landlords Panel 2 - Fair Value Assessment
Fair Value Assessment product review summary 2023
Download
Landlords Classic - Fair Value Assessment
Fair Value Assessment product review summary 2023
DownloadMortgage Protector - FVA

Mortgage Protector - Fair Value Assessment
Fair Value Assessment product review summary 2023
DownloadRent Protection - FVA

Tenants Contents - FVA

Tenants Liability - FVA

Tenants Liability - Fair Value Assessment
Fair Value Assessment product review summary 2023
DownloadYou can view and download any policy document from our full library. Our library is split into categories that you can quickly jump to by clicking the quick links.
All of our policies have a master policy number that can be found on the certificate of insurance. If you have the master policy number you can input this into our search tool here to bring up the right document rather than searching.
Don't know the master policy number? Search for the policy documents using personal details here.
Not sure what you're looking for? You can contact us.