Fair Value Assessments

To comply with Financial Conduct Authority regulations every year we carry out a review of each of our products. We assess the delivery of overall fair value for customers, and produce a Fair Value Assessment. Below you will find the latest summarised versions of each of the Fair Value Assessments we’ve carried out, together with our target market statements. The summaries provide a high-level overview of the key metrics and any appropriate actions we’ve felt necessary to put in place in order to improve the product or address any areas where the value to the customer may be adversely impacted. 

Note: Whilst we continue to administer our Classic and Panel 1 products, they are no longer available on the market.

The findings of our assessment are grouped by product and can be downloaded as a PDF below:

 

Charge for credit - FVA

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Charge for Credit FVA Output - 2024

Premium finance charge for credit

Download

Home Insurance - FVA

Home Insurance Panel 1 - Fair Value Assessment

Fair Value Assessment product review summary 2023

Download

Home Insurance Panel 2 - Fair Value Assessment

Fair Value Assessment product review summary 2023

Download

Home Insurance Classic - Fair Value Assessment

Fair Value Assessment product review summary 2023

Download

Incomeshield - FVA

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Incomeshield - Fair Value Assessment

Fair Value Assessment product review summary 2023

Download

Landlords Insurance - FVA

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Landlords Panel 1 - Fair Value Assessment

Fair Value Assessment product review summary 2023

Download
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Landlords Classic - Fair Value Assessment

Fair Value Assessment product review summary 2023

Download
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Landlords Panel 2 - Fair Value Assessment

Fair Value Assessment product review summary 2023

Download

Mortgage Protector - FVA

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Mortgage Protector - Fair Value Assessment

Fair Value Assessment product review summary 2023

Download

Policy Admin Fee - FVA

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Policy Admin Fee FVA Output - 2024

Paymentshield policy admin fee 2024

Download

Rent Protection - FVA

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Rent Protection - Fair Value assessment

Fair Value Assessment product review summary 2023

Download

Tenants Contents - FVA

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Tenants Contents - Fair Value Assessment

Fair Value Assessment product review summary 2023

Download

Tenants Liability - FVA

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Tenants Liability - Fair Value Assessment

Fair Value Assessment product review summary 2023

Download

You can view and download any policy document from our full library. Our library is split into categories that you can quickly jump to by clicking the quick links.

All of our policies have a master policy number that can be found on the certificate of insurance. If you have the master policy number you can input this into our search tool here to bring up the right document rather than searching.

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