Cover for unexpected legal expenses

Our optional legal expenses cover can be added to our Buildings or Contents Insurance to provide legal support when dealing with a range of unforeseen circumstances. This cover will provide support for you when dealing with personal injury claims, disputes over buying and selling property including trespassing disputes and defending your rights as an employee if you've been treated unfairly at work.


Legal expenses cover can provide valuable legal support to help deal with unforeseen legal situations, to make sure you get the support you need when you need it.

Download summary

Legal expenses cover includes...

  • Up to £100,000 of support for you, your spouse or partner, your parents or parents in law or your children permanently residing with you incurred in defending legal rights.
  • Advice when defending or bringing certain legal cases.
  • Cover includes unforeseen circumstances such as being treated unfairly at work, contract disputes or personal injury.

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What may not be covered...

In order for a claim to be considered there must be a reasonable prospect of success which is defined as 51% or greater chance that you will recover losses or damages. In addition, our legal expenses insurance does not cover the following:

  • Any claim where the amount in dispute is less than £100
  • Employment disputes where your employment status is not that of any employee
  • Claims in respect of parking or obstruction offences

How to buy

If you already have a Home Insurance policy with Paymentshield and want some extra peace of mind by adding our legal expenses cover to your policy you can give us a call on 0345 601 1050 or use our webchat and a member of our team will be happy to help.

Have any questions?

Why not use our webchat or call call 0345 601 1050.

Already a policyholder?

Log into your customer account  to see if you already have legal expenses cover added to your policy.

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