Rent Protection provides extra support for private landlords and letting agents
We understand the importance of receiving rental payments in full and on-time. Whether you're a private landlord looking to protect your rental income or a letting agent looking to provide extra support to your clients, we've got you covered.
You never know what’s around the corner
Even the best tenants can find themselves in financial difficulty. For example, suddenly being made redundant or experiencing a long-term illness could leave a tenant unable to keep up with their outgoings.
Extra legal support as standard
We include legal expenses cover as standard to cover the legal fees needed to evict the tenant and regain vacant possession of the property if an unfortunate situation arises.
Peace of mind
Thanks to Rent Protection, landlords and letting agents are guaranteed to receive rent if the tenant fails to pay. This helps to protect the income usually received from tenants and ensure nobody is left out of pocket or unable to make mortgage payments.
Your questions answered
Our customer services team are on hand to help with any questions about our Rent Protection or changes you’d like to make to your policy. Contact us through our webchat, phone or email.
We've got you
covered
Rent Protection gives you peace of mind that you won't lose out if your tenant can't or won't pay the rent.
For a summary of the benefits and exclusions please read our Product Information Document.
Rent Protection includes...
- Cover for rent arrears (up to a maximum value per month) until the tenant is evicted, as long as the policy remains active
- Vacant possession cover as standard - where the property needs repairs to enable it to be re-let we’ll pay up to 50% of the rent for up to 3 months
- 24-hour legal advice helpline for queries relating to the letting of the property
- Tenant mediation services
- Choice of monthly or annual payment with no charge for credit if paying monthly
What may not be covered...
As with all insurance policies there are circumstances when cover can't be offered or a claim paid. For example, events that happen before the policy began, any legal action if the chances of winning your case are less than 50% or a dispute between you and somebody you have lived with. Alternatively, you can find further information in our Insurance Product Information Document for Rent Protection.
To be eligible to take out our Rent Protection, we ask that:
- The property will only be used for residential purposes.
- The property will only be let to tenants aged 18 or over.
- An acceptable tenancy agreement will be in place for the duration of the policy.
- A satisfactory tenant reference has been carried out on the tenant(s) or guarantor.
- The first month's rent has been paid, or will be paid before allowing the tenant(s) into possession of the property
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