Insurance Hints & Tips

Home extensions – do they affect your home insurance?

You're thinking of extending your home, but what do you need to think about when it comes to your home insurance policy?

Why you should think about home insurance at remortgage & product transfer

When remortgaging, it’s not just your mortgage that needs reviewing—changes to your home or lifestyle could leave you underinsured. Taking time to update your home insurance ensures your property and belongings remain fully protected.

What is personal possessions cover?

This optional add‑on to home insurance protects valuable items you carry or wear outside the home, such as phones, bikes and jewellery, explaining what’s covered, why it matters, and how it can help safeguard your belongings when you’re out and about.

Legal expenses cover explained

This optional add‑on to home insurance can help protect you and your family against the cost of legal action, offering access to expert advice and covering legal fees across a wide range of everyday disputes and situations.

Home emergency cover explained

Get to grips with the optional extra home emergency cover as an add‑on to Paymentshield Home Insurance.

What is accidental damage cover – and do I need it?

Accidental damage cover helps protect your home and belongings from everyday mishaps, offering extra peace of mind when unexpected accidents happen around the house.

Does my home insurance policy cover my garden?

Not sure if your driveway, garden walls or shed is included in your insurance policy? You're not alone, take a look at what may or may not be covered with a buildings and contents insurance policy from Paymentshield

What's "escape of water"? Why it happens and how to prevent it

Water is one of the most common reasons for home insurance claims—be it flooding or escape of water. But what’s the difference?

The importance of financial advice when buying home insurance

Selecting the right insurance for your needs is important - here's why seeking financial advice when doing this can be invaluable

Home insurance lingo

Get to grips with some of the jargon that's used when discussing your home insurance needs.

Do I need contents insurance if I live in a shared house?

Living in a shared house can be great, but make sure you take the right steps to protect what's yours

What affects the price you pay for your home insurance?

Various factors influence the price you pay for home insurance. Find out what factors insurers use to determine what price is right for your property.

Bad weather & storm damage - what do you need to know?

The weather in the UK is often unpredictable so it's always best to be prepared. This article gives you some top tips to help you avoid damage from bad weather.

Homeowners take risks this winter as home emergency cover declines

Be cautious against cutting back on home emergency cover this winter

Renters more likely to have Netflix than contents insurance, new survey reveals

Half of renters don't have contents insurance

Finding the right adviser for you

Make sure you have someone on your side when you're making a big financial decision.

Things to ask your financial adviser about home insurance

Ever wondered what to ask your financial adviser, here's some advice

What's the difference between buildings and contents insurance?

Home Insurance covers both buildings and contents, but what's the difference between the two and do you need them both? Read the article to find out more

How to fight a flood

If you’re concerned your home is at risk of flooding here's some tips on what you can do to reduce the impact.

Top 5 questions to ask

Paymentshield's top five questions to ask when buying home insurance to ensure you get the right cover at a good price.